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The RIGHT Advice at the RIGHT price For Insurance

The RIGHT Advice at the RIGHT Price For Insurance

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What is Life Insurance?

t’s amazing how many people buy life insurance without getting professional advice, only to find that the policy has insufficient cover. So before you buy life insurance speak to us, we won’t just get you an affordable life insurance policy, we’ll get you the RIGHT policy.
We can help you decide;

 

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  •  How long your term life assurance policy needs to be
  •  How much life cover you need
  •  What type of life assurance is best for your needs

And once we’ve found you low cost life insurance, we’ll even complete the paperwork!

 

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What is Critical Illness Insurance?

Critical illness insurance pays out a tax free lump sum if you’re diagnosed with a serious illness, providing you with a financial lifeline when you most need it.

What is Income Protection?

Income protection insurance pays a monthly tax free benefit if you are unable to work due to illness, injury or disability until you recover or the policy expires, which ever the sooner.

Sick pay, it’s something we take for granted in this day and age but it’s amazing how many people are unaware of the level of income protection their employer does (or doesn’t in many cases!) provide.

  •  Many employers only pay statutory sick pay which doesn’t amount to much
  •  Even the best sick pay will have a maximum time frame of say 6 months
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An income protection plan could mean the difference between being out of action and out of a home, Get advice before taking out a policy to ensure it’s the RIGHT one for your circumstances.

What is Over 50’s Insurance?

Leave your loved ones a cash sum when you die. This can be used by them to pay towards funeral expenses, unpaid bills or even as a small gift to your grandchildren.

If you think you’re too old for life insurance, you might want to think again. Life expectancy is now higher than ever before, meaning that more people are now taking out life insurance in their 60’s and 70’s. Over 50s life insurance plans could help support your loved ones financially when you’re no longer around.

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You could help towards covering your own funeral, or leave a nest egg for your children or grandchildren to help them with university fees.

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